1103 S Topsail DriveSurf City, NC 28445

Experience Coastal Luxury with No HOA & VA Assumable- Wake up to breathtaking panoramic views of the Intracoastal Waterway from the comfort of your own home. Thoughtfully designed to capture natural light and scenic vistas, this residence features two striking bay windows that perfectly frame the water's beauty. Inside, ¾'' solid oak hand-scraped floors bring warmth, elegance, and durability throughout the living spaces. Step outside to the spacious wrap-around porch, ideal for entertaining guests, enjoying coastal sunsets, or simply relaxing in your private retreat. Situated on an expansive double lot with no HOA, this property offers exceptional flexibility--ample space for a pool, garden, or the opportunity to build an attached home or duplex for added investment potential. Just steps away, Beach Access #24 invites you to sink your toes in the sand and enjoy the ultimate coastal lifestyle. Whether you're seeking a primary residence, vacation escape, or investment opportunity, this Surf City treasure on Topsail Island delivers the perfect combination of sophistication, comfort, and freedom--all with no HOA restrictions. Inspection has already been completed. For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent remarks for additional details.